Help to Buy
If you’re looking to buy a new build as a first-time buyer or existing homeowner,
then a Help to Buy scheme might offer you the flexibility you’re looking for.
Our financial and mortgage advisers will clearly explain which scheme is most appropriate for your circumstances and financial arrangements, both now and in the future so you can keep up the repayments long term.
If you’re a first time buyer, purchasing a new build property that is priced within regional property limits, you may qualify for a Help to Buy Equity Loan. The government will lend up to 20% (or 40% in London) of the cost of the home, so you’ll only need a cash deposit of 5% and a 75% (or 55% in London) mortgage to make up the rest. The government loan is interest free for the first 5 years.
With access to competitive rates from most of the UK’s best-known lenders, we offer a range of Help to Buy schemes, dependent on where in the UK you want to purchase, including Help to Buy Shared Ownership schemes which give you the chance to buy a share of the house value in the short term.
Give us a call if you would like further information or advice on which might suit you.
We will want to take the time to learn about you, understanding your personal circumstances and overall financial position.
Using our expert knowledge we’ll explore and research various scenarios to find the most appropriate fit. We’ll recommend clear options in plain English.
Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action.
Nothing stands still, so it makes sense to check your financial circumstances regularly. We want to build long term relationships with an eye on the future.