New build

Qualified Specialists

We appreciate it can be daunting to purchase off-plan, and legally own a house that’s not yet built. But our team of dedicated new build specialists understand the process and time pressures associated with exchanging contracts off-plan, often liaising with developers direct, completing forms and helping with transactions on behalf of our clients.

Our qualified advisers will only source mortgage offers which last long enough to allow for construction timescales as well as taking into consideration your ideal exchange and completion deadlines.

Mortgage calculator

Help to Buy

If you’re looking to buy a new build as a first-time buyer or existing homeowner,
then a Help to Buy scheme might offer you the flexibility you’re looking for.

Our financial and mortgage advisers will clearly explain which scheme is most appropriate for your circumstances and financial arrangements, both now and in the future so you can keep up the repayments long term.

If you’re a first time buyer, purchasing a new build property that is priced within regional property limits, you may qualify for a Help to Buy Equity Loan. The government will lend up to 20% (or 40% in London) of the cost of the home, so you’ll only need a cash deposit of 5% and a 75% (or 55% in London) mortgage to make up the rest. The government loan is interest free for the first 5 years.

With access to competitive rates from most of the UK’s best-known lenders, we offer a range of Help to Buy schemes, dependent on where in the UK you want to purchase, including Help to Buy Shared Ownership schemes which give you the chance to buy a share of the house value in the short term.

Give us a call if you would like further information or advice on which might suit you.

We’ll do the leg work

For financial advice or to book an appointment with one of our friendly advisers,
just call 0345 415 4116 or email hello@rockstonefa.co.uk.

UNDERSTANDING YOU

We will want to take the time to learn about you, understanding your personal circumstances and overall financial position.

PLANNING

Using our expert knowledge we’ll explore and research various scenarios to find the most appropriate fit. We’ll recommend clear options in plain English.

IMPLEMENTATION

Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action.

REFINE

Nothing stands still, so it makes sense to check your financial circumstances regularly. We want to build long term relationships with an eye on the future.

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“We were given a clear range of options. When one option didn’t work,
Guy speedily found us another and a huge layer of stress was lifted.”